Voyager
Sextant
Hong Kong harbour at dusk

Expatriate Retirement Planning · Hong Kong

Finding your course
before the tide turns.

Structured courses for long-term expatriates in Hong Kong — built for those in their 40s and 50s who want clear answers to complex retirement questions.

+852 3649 7152 [email protected] Central, Hong Kong

What We Offer

Courses built for expatriate lives

Each programme addresses a distinct stage of the retirement planning conversation — from first orientation to full multi-country planning.

Retirement Planning Foundations
4 Weeks

Expat Retirement Planning Foundations

For long-term Hong Kong residents in their 40s and 50s seeking a clearer picture of their options — Hong Kong, home country, or a third destination. Covers early decisions, documentation, and tax triggers.

  • Destination decision framework
  • Tax considerations by path
  • Documentation timelines
HKD 1,780 Enquire
MPF and Home-Country Pensions
6 Weeks

MPF and Home-Country Pensions

For expatriates managing MPF alongside pension arrangements at home. Covers portability on departure, home-country tax treatment (UK, US, Canada, Australia, and others), and income coordination.

  • MPF portability rules
  • Cross-border tax treatment
  • Drawdown timing decisions
HKD 2,680 Enquire
Full Expatriate Retirement Programme
10 Weeks

Full Expatriate Retirement Programme

A comprehensive programme for those preparing to make retirement decisions in the coming years. Covers destination, healthcare, currency, property, tax coordination, and social considerations — culminating in a written multi-country plan.

  • Multi-country planning
  • Healthcare by destination
  • Written personal plan
HKD 3,280 Enquire

Why Voyager Sextant

Navigating where most advice stops short

Built for Expatriate Complexity

Most retirement guidance assumes a single country. Our courses are structured around the reality of multi-country lives — different passports, different pension systems, different tax treaties.

Measured, Not Transactional

We are a course provider, not a product seller. You receive structured education and frameworks — with no pressure toward any particular financial product or adviser.

Practical at Each Stage

Whether you are ten years from a decision or three, each programme is calibrated to your planning horizon — specific, usable, and honestly paced.

Country-Specific Depth

Nationality matters in retirement planning. We address the distinct MPF, tax, and pension treatment for participants from the UK, US, Canada, Australia, and other major expatriate home countries.

No Speculation, No Pressure

Our content is grounded in current rules and documented frameworks. We present options clearly, without urgency language or pressure tactics of any kind.

A Written Plan as the Outcome

The Full Programme produces a concrete, written multi-country retirement plan — not a sales brochure. You leave with something to act on, revisit, and refine with your advisers.

Take the next step

Which course fits where you are now?

We are happy to discuss which programme suits your timeline and circumstances. Send us a note and we will respond within two working days.

+852 3649 7152 [email protected]

Common Questions

Frequently asked

Who are these courses designed for?
Each course is written for long-term expatriate residents of Hong Kong aged 40 and above — people who have accumulated time, pension entitlements, and property arrangements across more than one country, and who are starting to think seriously about what retirement will look like.
Do I need to have decided where I will retire?
Not at all. The Foundations course in particular is designed for people who are still working through that question. Understanding what each path entails — financially, practically, and administratively — is often what makes the decision clearer.
How are the courses delivered?
Courses are delivered in weekly modules, combining structured reading materials with worked examples and discussion. They are designed to fit around professional schedules — you progress at a considered pace, not a rushed one.
Does the MPF course cover my home country specifically?
The MPF and Home-Country Pensions course covers the UK, US, Canada, Australia, and a number of other major home countries in detail. If your nationality is not on that list, contact us and we can advise whether the general frameworks would still be applicable to your situation.
Is this financial advice?
No. Voyager Sextant provides educational courses and structured planning frameworks. The content equips you to have informed conversations with your financial advisers, tax professionals, and other specialists — it does not replace those relationships.
What if I am only a few years from retirement?
The Full Expatriate Retirement Programme is designed precisely for that situation. A shorter horizon makes clear planning more important, not less — and the programme is built to work efficiently within tighter timelines.

Find Us

Our Location

21/F, Champion Tower, 3 Garden Road, Central, Hong Kong

Reach Us

Get in touch

Contact Details

  • Telephone

    +852 3649 7152
  • Address

    21/F, Champion Tower
    3 Garden Road, Central
    Hong Kong

  • Office Hours

    Monday – Friday: 9:00 am – 6:00 pm HKT
    Saturday: 10:00 am – 1:00 pm HKT
    Sunday & Public Holidays: Closed

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