Our Programmes
Three courses. One coherent planning journey.
From first orientation through to a written multi-country retirement plan — each programme is designed to address a distinct stage of the planning conversation.
Back to HomeOur Methodology
How the programmes are structured
Establish Your Coordinates
Before any planning is possible, you need an accurate picture of what you have — across all jurisdictions. The early modules in each programme focus on this.
Chart the Possible Routes
Each destination and each pension path has different implications. The middle modules examine these implications — honestly, without steering participants toward any particular conclusion.
Set Your Course
The concluding modules help participants move from understanding to decision-ready frameworks — and in the Full Programme, to a written plan they can act on.
Course 1 · 4 Weeks
Expat Retirement Planning Foundations
HKD 1,780
For long-term expatriate residents of Hong Kong in their 40s and 50s who want a clearer picture of their retirement options. The course addresses the key early decisions — between retiring in Hong Kong, returning to your country of origin, or settling somewhere else entirely — along with the documentation and tax considerations that each path triggers.
Key benefits
- A structured decision framework for choosing between retirement destinations
- Clear explanation of the documentation triggered by each path
- Tax considerations introduced at the conceptual level across paths
- Guidance on when to begin concrete planning given different timelines
- Applicable regardless of country of origin
Programme steps
- 1Mapping your financial footprint across countries
- 2Evaluating the three retirement destination paths
- 3Documentation and administration by path
- 4Planning timeline and next-step identification
Course 2 · 6 Weeks
MPF and Home-Country Pensions
HKD 2,680
For expatriates who have accumulated MPF in Hong Kong alongside pension arrangements in their country of origin. The programme covers the portability of MPF on departure, the tax treatment of MPF in major home countries, the timing decisions around MPF drawdown, and how Hong Kong and home-country retirement income can be coordinated.
Key benefits
- Detailed coverage of MPF portability rules for UK, US, Canada, Australia and others
- Tax treaty implications for MPF withdrawals by destination country
- Home-country pension entitlement assessment frameworks
- Income coordination strategies across dual-jurisdiction retirement
- Drawdown timing decisions and their tax consequences
Programme steps
- 1MPF structure and the departure process
- 2Tax treatment of MPF by home country
- 3Home-country pension entitlement assessment
- 4Income sequencing and drawdown timing
- 5Dual-jurisdiction tax coordination overview
- 6Putting the pieces together — building your income picture
Course 3 · 10 Weeks
Full Expatriate Retirement Programme
HKD 3,280
A ten-week programme for long-term expatriate residents of Hong Kong preparing to make retirement decisions in the coming years. Modules cover the full arc: destination choice, healthcare by country, currency planning, property decisions, tax coordination, and the sometimes-overlooked social and family considerations. Each participant produces a written multi-country retirement plan.
Key benefits
- Complete destination evaluation framework including healthcare access
- Currency planning for multi-currency retirement income streams
- Property decisions — HK property, home-country property, third options
- Tax coordination across HK and the country of retirement
- Social and family considerations addressed directly
- Written multi-country retirement plan produced by each participant
Programme steps
- 1Full financial inventory across all jurisdictions
- 2Destination evaluation and healthcare access
- 3Currency planning and exchange rate exposure
- 4Property decisions across jurisdictions
- 5Tax coordination between HK and retirement destination
- 6Social, family and lifestyle considerations
- 7–10Drafting, reviewing and completing your written retirement plan
Compare Courses
Which programme is right for you?
Use this comparison to identify your entry point. Participants sometimes enrol in a later course having completed an earlier one — each builds logically on what came before.
| Feature / Content | Foundations HKD 1,780 |
MPF & Pensions HKD 2,680 |
Full Programme HKD 3,280 |
|---|---|---|---|
| Duration | 4 weeks | 6 weeks | 10 weeks |
| Destination decision framework | |||
| MPF portability by country | |||
| Home-country pension analysis | |||
| Healthcare planning by country | |||
| Currency and property planning | |||
| Written multi-country plan | |||
| Best for | First-time orientation, 8–15 years from retirement | Dual pension holders, 5–10 years out | Making decisions in 2–5 years |
Standards
Shared across all programmes
No product agenda
None of our programmes contain product recommendations. Our content is not influenced by commission arrangements of any kind.
Reviewed annually
All materials are reviewed and updated on an annual basis — more frequently when changes occur in MPF rules, tax treaties, or the pension frameworks of major home countries.
Data privacy
Participant data is managed in accordance with the Personal Data (Privacy) Ordinance (Hong Kong) and is not shared with third parties.
Designed for working adults
Module timing and pacing are designed around professional schedules. No programme requires consecutive days or intense time commitments in any single week.
Clear, jargon-free language
Technical concepts are explained in accessible language. Where terminology is unavoidable, it is defined at first use.
Education, clearly labelled
Our content is educational. Where the nature of a question requires a qualified adviser, we say so directly. The distinction between education and advice is maintained throughout.
Pricing
Fixed fees, no additions
4 Weeks
Foundations
HKD 1,780
Per participant, full programme
- All four weekly modules
- Written frameworks retained
- Email Q&A access
6 Weeks
MPF & Pensions
HKD 2,680
Per participant, full programme
- All six weekly modules
- Country-specific reference materials
- Email Q&A access
10 Weeks — Most Comprehensive
Full Programme
HKD 3,280
Per participant, full programme
- All ten weekly modules
- Written multi-country plan produced
- All country reference materials
- Email Q&A access throughout
Ready to begin?
Not sure which course to start with?
We are happy to discuss your situation and suggest a starting point. Contact us and we will respond within two working days.
Contact Us